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COLDWELL BANKER BUYER GUIDE
phone
DIRECT
phone
OFFICE
domain
3474 Tampa Rd
Palm Harbor, FL 34684
Karen Thomas
Karen Thomas
Coldwell Banker Realty
Sales Associate
ABR, SRES
SL3499158 FL
phone
DIRECT
phone
OFFICE
domain
3474 Tampa Rd
Palm Harbor, FL 34684
CONTACT ME
Karen Thomas
Coldwell Banker Realty
Sales Associate
ABR, SRES
SL3499158 FL
CONTACT ME

I’m a REALTOR® with Coldwell Banker Realty serving Palm Harbor, Clearwater, Tarpon Springs and surrounding areas. I specialize in helping homeowners confidently downsize and guiding move-up buyers who need more space and a better fit for their next stage of life.

Before real estate, I spent 17 years as an Executive Assistant, where precision, organization, and follow-through were essential. That background shapes how I serve my clients today. Buying or selling a home is both a financial and emotional decision, and my role is to provide clear strategy, strong negotiation, and consistent communication so you can move forward with confidence.

My husband and I have personally bought and sold seven homes, so I understand firsthand the excitement — and the stress — that comes with a move. I’m known for my calm approach and structured plan that keeps everything on track while protecting your equity.

My family has called Palm Harbor home since 2016, and I’m deeply involved in our community. I serve as PTSA Treasurer and SAC Treasurer/Vice-Chair at my son’s high school, and I volunteer with Better Living for Seniors’ Silver Santas program, helping provide holiday gifts to seniors in need.

When I’m not working with clients, you’ll find me traveling with my family, spending time with our Goldendoodle, reading, playing pickleball, or enjoying Bunco with friends.

If you’re considering selling, downsizing, or moving up in Palm Harbor or the surrounding areas, I would love to guide you through the process with clarity, care, and a solid strategy.

Languages

English

phone
DIRECT
phone
OFFICE
domain
3474 Tampa Rd
Palm Harbor, FL 34684

I’m a REALTOR® with Coldwell Banker Realty serving Palm Harbor, Clearwater, Tarpon Springs and surrounding areas. I specialize in helping homeowners confidently downsize and guiding move-up buyers who need more space and a better fit for their next stage of life.

Before real estate, I spent 17 years as an Executive Assistant, where precision, organization, and follow-through were essential. That background shapes how I serve my clients today. Buying or selling a home is both a financial and emotional decision, and my role is to provide clear strategy, strong negotiation, and consistent communication so you can move forward with confidence.

My husband and I have personally bought and sold seven homes, so I understand firsthand the excitement — and the stress — that comes with a move. I’m known for my calm approach and structured plan that keeps everything on track while protecting your equity.

My family has called Palm Harbor home since 2016, and I’m deeply involved in our community. I serve as PTSA Treasurer and SAC Treasurer/Vice-Chair at my son’s high school, and I volunteer with Better Living for Seniors’ Silver Santas program, helping provide holiday gifts to seniors in need.

When I’m not working with clients, you’ll find me traveling with my family, spending time with our Goldendoodle, reading, playing pickleball, or enjoying Bunco with friends.

If you’re considering selling, downsizing, or moving up in Palm Harbor or the surrounding areas, I would love to guide you through the process with clarity, care, and a solid strategy.

Languages

English

YOUR SEARCH BEGINS
PURCHASING PROCESS
STEP BY STEP
YOUR PARTNER IN THE PROCESS
THE POWER OF PRE-APPROVAL
PRE-APPROVAL MATTERS
THE PRE-APPROVAL PROCESS
YOUR HOME SEARCH
MY WEBSITE
HOME PREFERENCES
MAKING AN OFFER
CLOSING ON YOUR HOME
CLOSING ON YOUR HOME | Pg. 2
FULL-SERVICE SUPPORT
TRANSACTION MANAGER
GLOSSARY | Pg. 1
GLOSSARY | Pg. 2
GLOSSARY | Pg. 3
GLOSSARY | Pg. 4
GUIDING THE WAY
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The property information herein is derived from various sources that may include, but not be limited to, county records and the Multiple Listing Service, and it may include approximations. Although the information is believed to be accurate, it is not warranted and you should not rely upon it without personal verification. Affiliated real estate agents are independent contractor sales associates, not employees. ©2025 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.